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Updated Monday, June 30, 2025 - California Time Zone, United States (GMT-8)

Today's Mortgage Rates

Legal Disclosures
The sample mortgage rates provided are based on the following assumptions:
  • Conforming Rate: Loan limit $806,500 | Home price $1,000,000 | Loan amount $700,000
  • High-Balance Rate: Loan limit $1,209,750 | Home price $1,600,000 | Loan amount $1,120,000
  • Loan Details: 30-Year Fixed, Purchase, Primary Residence, Single-Family Home
  • Borrower Profile: U.S. Citizen, 2+ years of tax returns, Full Documentation
  • Financial Criteria: FICO Score: 740, Debt-to-Income Ratio (DTI): 45%, Loan-to-Value Ratio (LTV): 70%
  • Property Location: Irvine, CA
Actual rates, monthly payments, and closing costs may vary based on your individual financial circumstances. This information does not constitute a loan approval or a commitment to lend.

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30-Year Fixed
Lowest Rate Trends


Legal Disclosures
The rates shown here are calculated under the following conditions:
30 Year Fixed, Level Payment, U.S. Citizen, Tax report of 2 years or more, Full-Document, Single Family, Purchase, Primary Residence, Credit Score(FICO) 740, DTI 45% and LTV 70%. Your actual rate, payment, and costs could differ based on your full financial picture. This is NOT a mortgage loan approval or commitment to lend.

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